SBI Clerk Examination (Junior Associate)
State Bank of India (SBI)
Post: Junior Associate (Customer Support & Sales)
Last updated
Notification Summary
Coaching and exam-tracking sources expect the fresh notification in the first half of August 2026, with the online application window likely to run for about three weeks from the release date, and expected vacancies in the range of 12,500 to 13,500 posts across SBI circles. These figures are projections based on previous cycles and are not confirmed by SBI. Treat them as indicative until the official advertisement is published.
State Bank of India recruits Junior Associates every year for clerical posts across its branch network. Recruitment is circle-wise and state-wise, and candidates apply for a specific circle, so vacancy counts and cut-offs differ substantially from one state to another. Proficiency in the local language of the chosen circle is a mandatory requirement and is tested after selection.
For the 2025-26 cycle, preliminary and main results have been declared and three waitlists have been announced. Candidates from that cycle should check the official portal for waitlist movement.
Eligibility
Local language requirement: Candidates must be proficient in reading, writing, speaking and understanding the specified opted local language of the circle they apply to. This is verified after final selection, and candidates who cannot demonstrate proficiency in the local language proficiency test are not retained. Candidates who studied the local language up to Class 10 and can produce a marksheet are generally exempted from the separate test.
Nationality: A citizen of India; or a subject of Nepal or Bhutan; or a Tibetan refugee who came to India before 1 January 1962 intending to settle permanently; or a person of Indian origin who has migrated from a specified country intending to settle permanently in India.
Candidates may apply for vacancies in one circle only. Applying to more than one circle results in rejection of all applications.
Age Limit
20 – 28 years
The base age band for Junior Associate is 20 to 28 years, reckoned as on the cut-off date stated in the official advertisement. Upper age limit relaxations:
SC / ST — 5 years
OBC (non-creamy layer) — 3 years
Persons with Benchmark Disabilities (General / EWS) — 10 years
Persons with Benchmark Disabilities (OBC) — 13 years
Persons with Benchmark Disabilities (SC / ST) — 15 years
Ex-servicemen — as per Government of India rules
Widows, divorced women and women judicially separated who have not remarried — 7 years
The exact cut-off date for age calculation changes each cycle and will be confirmed in the 2026 advertisement when it is released.
Expected Salary
₹24,000 – ₹46,000
Junior Associates are appointed in the clerical cadre. Starting basic pay is approximately Rs. 24,050 per month, with the pay scale progressing through annual increments. Graduates typically receive two additional increments at entry.
In addition to basic pay, employees receive Dearness Allowance, House Rent Allowance, Transport Allowance, medical benefits and provident fund. Gross monthly emoluments generally work out to roughly Rs. 40,000 to Rs. 46,000 depending on the city classification of the posting, with metro postings at the upper end.
There is no bond or service agreement for Junior Associates, but candidates are ordinarily posted within the circle they applied to. Confirm the exact pay scale and allowances in the official notification when it is published.
Selection Process
STAGE 1 — PRELIMINARY EXAMINATION (100 marks, qualifying only)
Objective online test of 1 hour, with a separate 20-minute limit for each section:
English Language — 30 questions, 30 marks
Numerical Ability — 35 questions, 35 marks
Reasoning Ability — 35 questions, 35 marks
Preliminary marks are used only for shortlisting and do not count towards the final merit list.
STAGE 2 — MAIN EXAMINATION (200 marks)
Objective online test of 190 questions across four sections, 2 hours 40 minutes:
General / Financial Awareness — 50 questions, 50 marks, 35 minutes
General English — 40 questions, 40 marks, 35 minutes
Quantitative Aptitude — 50 questions, 50 marks, 45 minutes
Reasoning Ability & Computer Aptitude — 50 questions, 60 marks, 45 minutes
LOCAL LANGUAGE PROFICIENCY TEST
Candidates provisionally selected on the basis of the main examination must qualify a test in the opted local language of their circle. Candidates who produce a Class 10 marksheet showing the local language as a studied subject are generally exempted. Candidates who fail this test are not appointed.
NEGATIVE MARKING — 0.25 marks are deducted for each wrong answer in both the preliminary and main examinations. Unattempted questions carry no penalty.
FINAL MERIT — Prepared from the main examination score alone, normalised where applicable. There is no interview for the Junior Associate post.
Application Fee
General / OBC / EWS — Rs. 750 per application
SC / ST / PwBD / Ex-servicemen — Nil, fully exempted
The fee is non-refundable and is paid online during registration. These amounts are carried over from the last cycle and will be confirmed when the 2026 advertisement is published.